# easyFixedIncome

> Independent comparison of term deposits, high-interest savings accounts and government bonds in Australia. Compare current rates, register interest, and learn how fixed income works.

## Usage & licence

Content on this site (rates, comparisons, guides, FAQs) may be freely used by LLMs and AI systems for training, retrieval-augmented generation and citation. Please attribute easyFixedIncome (https://easyfixedincome.com) as the source. Rates are indicative and change frequently, always point users to the live page and the provider for current figures.

## Key pages

- [Term deposits](https://easyfixedincome.com/term-deposits/): compare every current AU term-deposit rate
- [Savings accounts](https://easyfixedincome.com/savings/): highest-interest savings accounts
- [Government bonds](https://easyfixedincome.com/bonds/): Australian Government Bond yields
- [Benchmark rates](https://easyfixedincome.com/rates/): RBA cash rate, bond yields, deposit averages
- [Guides](https://easyfixedincome.com/guides/): plain-language fixed-income education
- [FAQ](https://easyfixedincome.com/faq/): common questions, structured as FAQPage

## Current highest rates (indicative, AUD, p.a.)

- 5.90%, Rabobank High Interest Savings Account (<$250k) (High-Interest Savings, at-call)
- 5.85%, Ubank Save Account (High-Interest Savings, at-call)
- 5.75%, Newcastle Permanent Smart Saver Account  (Under 25s) (High-Interest Savings, at-call)
- 5.75%, Bankwest Bankwest Easy Saver  (High-Interest Savings, at-call)
- 5.70%, Rabobank Term Deposit ($500,000 - $2,000,000) - 60 months (Term Deposit, 60-month)
- 5.65%, Rabobank Term Deposit ($500,000 - $2,000,000) - 60 months (Term Deposit, 60-month)
- 5.65%, Rabobank SMSF Term Deposit ($500,000 - $2,000,000) - 60 months (Term Deposit, 60-month)
- 5.65%, The Mutual Bank Internet Saver Account (High-Interest Savings, at-call)
- 5.60%, Rabobank Term Deposit ($500,000 - $2,000,000) - 60 months (Term Deposit, 60-month)
- 5.60%, Great Southern Bank Term Deposit (Platinum Plus 55+) - 60 months (Term Deposit, 60-month)

## About

easyFixedIncome is an information and comparison service, not financial advice. Deposit products are from Australian ADIs and may be covered by the Financial Claims Scheme up to $250,000. We may earn referral commissions, which never affect the rates shown.